SpendLogic is a budgeting tool that syncs with your bank accounts to track every penny you spend, then uses machine learning to spot patterns in your habits and quietly suggests where you could cut back without feeling deprived. It’s like having a frugal friend who gently nudges you when you’re about to overspend on takeout or subscription services, but never judges. The interface is clean and straightforward, focusing on actionable insights rather than flashy charts, so you actually use it dai… SpendLogic 113